Reference

Open legal terms before account access

xlbola puts legal terms, privacy duties and account rules in one place so you know what applies before you open your account, add DANA, OVO, GoPay or QRIS…

Local law appliesAccount terms firstDANA OVO GoPay QRISData rights path
xlbola Open legal terms before account access
CONTACT ROUTES

Switch to legal contact paths

Legal questions need a route that leaves a record, not a casual reply. We keep legal contact separate from routine lobby help so your data request, terms question or payment-record dispute reaches the right team. Use live chat for same-day triage, email for documents, and the in-account form for requests tied to your session. Our contact hours are 09:00-23:00 WIB, with queued replies after hours.

Team online

Live chat legal triage

Use live chat from 09:00 to 23:00 WIB when your legal question is urgent, such as a name mismatch on DANA or a locked account after device change. We log the case under your account ID.

Email document channel

Send documents to [email protected] when you ask us to correct account data or check a transaction record. Include your registered phone number, payment rail, and the date shown in your wallet app.

Account request form

Inside your account, open Profile > Help > Legal Request to ask for data access, cookie questions or retention checks. The form keeps the request tied to the device session you used.

DATA PRACTICE

Browse legal data rules for your account

Account law and privacy rules meet in the same places: login, wallet, device checks and customer records.

Data collection scope

We collect account name, phone, login signals and transaction references when they are needed for terms enforcement, dispute handling or legal contact. We avoid asking for wallet app passwords or unrelated private files.

Cookie controls

Cookies keep your session stable and help us detect account takeover attempts. You can clear them in your browser, but a fresh login or device check may be required after that change.

Device security

Use Account > Security > Devices to check recent sessions. If a phone is lost or a browser looks unfamiliar, contact us so we can lock risky access while we verify your identity.

Retention schedule

We retain account, chat and transaction records only as long as needed for legal duties, security checks and disputes. Older records may be deleted, anonymised or restricted when no duty remains.

Correction requests

If your name, phone number or email is wrong, send a correction request from the account form. We compare it with payment records before changing details that affect ownership.

Payment evidence

DANA, OVO, GoPay and QRIS references help us trace legal disputes without exposing your wallet login. Screenshots should show date, amount, reference code and sender name, with unrelated balances hidden.

Check legal questions before you join

Legal pages are easiest when they answer the questions you search before sharing data or adding money. We keep the answers below focused on rights, access, account records and payment evidence for Indonesia. If your case involves a live account, contact us with your registered phone number so we can read the correct records rather than giving a general reply. We will ask for document proof only when it is needed for that request.

Our terms cover eligibility, account accuracy, wallet records, data use and conduct inside real-money areas. Access depends on local law and is available only where local law permits, so read them before adding payment details.

We serve Indonesia only where local law permits access. If a location, device signal or account detail suggests a legal conflict, we may pause sign-in, ask for proof, or decline the request.

Open Profile > Help > Legal Request and choose data access, or email [email protected] from your registered address. Include your phone number and one recent DANA, OVO, GoPay or QRIS reference if relevant.

Payment proof helps us match wallet activity to the named account holder and answer disputes under our terms. We may ask for a QRIS receipt screen or wallet reference, but not your app password.

We keep account and transaction records for the period needed to meet legal, security and dispute-handling duties. When that need ends, we delete, anonymise or restrict records according to our retention process.

Yes. Send a correction request through the in-account form or email, then provide the document or wallet proof we request. We do not change ownership details until the account and payment trail match.

If local rules change, we may adjust access, request added checks or close affected account actions. Your existing records stay available for legal handling, and you can contact us for the reason tied to your account.